Aceland Mortgage | Competitive Home Loans & Refinance Solutions

Don’t settle for less. Get the loan you need.

When it comes to your mortgage—get the best—don’t settle for less. Aceland Mortgage LLC is unbeatable in competitive rates, loan options, and client support. Get expert insight tailored to your situation and make the best decision for your financial future.

Ready to talk to the Aces? Give us a call (800) 254-3150.

Empower your future

Not sure where to start for the loan process? Aceland Mortgage will help. Tell us a little about your mortgage needs and we’ll work with you to find the right one.

Get expert insight and savings all in one spot. We offer the most competitive rates and loan options available and unparalleled support for our clients.

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I have worked with William Hallick of Aceland Mortgage in the past, and before we started this refinance transaction in Puerto Rico, he warned me that we did not know what we were up against. That we were about to walk into a different territory as far as the process of the mortgage goes. Well, he was not kidding. I myself have been involved in real estate for 13 years, and I have never experienced such a chaotic mortgage process. Nothing to do with Aceland, thank God for them, because without Aceland this transaction would have never happened. The process to buy or refinance in Puerto Rico is not worth for the faint of heart. Apart from things take three times as long, and double as expensive, the inefficiencies and with the people involved are unbelievable. After wanting to rip the hair out of my head for 5 months, thanks to Bill and his team, we were able to finally do a cash out refi and get my money out of the property. If you are looking to buy or refinance in Puerto Rico, just know that you never know what you're up against. It will take longer, it will be more expensive, but if you're working with Bill, it will get done.

I recently had the pleasure of working with Aceland Mortgage on a jumbo loan, and the experience was nothing short of outstanding. I initiated the loan through Bill Halick. He is a rock star! From the very beginning, the lender made a clear commitment to close quickly-and delivered exactly as promised, finalizing the loan in just a couple of weeks. This level of efficiency is rare, especially for a transaction of this size and complexity. The processors and support team at Aceland Mortgage were exceptionally responsive and professional throughout the entire process. Every inquiry was addressed promptly, and their proactive communication made each step seamless and stress-free. It was truly a collaborative effort; we responded to every request in a timely manner, which helped the team meet all turnaround times with ease. Aceland Mortgage’s dedication, expertise, and customer-first approach set them apart in the industry. I highly recommend Aceland Mortgage for all your mortgage needs-they have certainly earned my trust and future business.

Had a great experience with Aceltis. My girlfriend and I were purchasing our first home and did not know the process or what to expect. They Aceltis team was very understanding of this and provided us all the info we need and broke things down for us step by step and made sure we were always on track. We were dealing with a very slow seller's attorney, which frustrated everyone in the process. The team at Aceltis made sure we did everything we could on our end to speed things up. We also worked with Aceltis and a credit repair company they referred us to to bring my girlfriend's credit up an unbelievable 60 points in about 45 days. We dropped an entire interest percent because of this. We could not be happier with how the entire process went from the pre-approval to the text message from the owner of the company on the day of our closing wishing us luck.

I recently had the pleasure of working with Bill Hallick at Aceland Mortgage for my home refinancing, and the experience was absolutely five-star from start to finish. Bill did outstanding work. Not only did he find us the best rate available at the time, but he also took the time to explain the entire process very clearly, ensuring we were comfortable and informed every step of the way. He made what can often be a complicated process feel incredibly smooth. Once we began, the entire team at Aceland worked super fast and efficiently to get us to closing ahead of the scheduled date. Their professionalism is truly impressive. I will definitely recommend Bill and Aceland Mortgage to anyone looking for mortgage needs, and I will not hesitate to work with them again in the future. Thank you for such a positive and stress free experience!

If I could give this company a million stars I would. Chris is the reason why I own my home. There were so many factors in purchasing my short sale home and after being denied at the last second with my credit union, who had my documents for 4 months, I was referred by my realtor to contact Chris. Everything started to run smoothly, on the mortgage side, after my first conversation with him. Time was of the essence in my deal and I have no idea how he did it, but he was even able to secure a rate that was almost a whole point lower than what we originally started with. He was diligent, answered all my emails/calls in a timely manner and was just a pleasure speaking to over the phone. If you're not sure about choosing this company after reading this review then good luck! I know I couldn't have gotten better service elsewhere.

Mortgage FAQs

You’ve got questions and we’re here to help. Can’t find your questions in our frequently asked questions, Give us a call at (800) 254-3150.

Where do I start to get a loan?

Ensure that your credit is in the best spot it can be by paying down debts before applying for a loan. Start saving for a down payment and have a rough idea of what you can afford monthly.

When you’re ready, contact the Aces at Aceland Mortgage via phone or our simple online application. We’ll review your information and make the best recommendation for your buying scenario.

I have a unique buying situation, can I still get a mortgage loan?

Loan options at Aceland Mortgage are tailored to your exact situation. We’re experienced in many unique buyer scenarios including:

• Seniors 62 or older looking for a reverse mortgage
• Self-employed buyers or entrepreneurs
• Non-citizens with taxpayer ID numbers in place of an SSN
• Overseas investors looking to expand to US property
• Veterans looking to use a VA loan
• Buyers in need of a loan for commercial property

When is the best time to refinance my home or property?

Homeowners have to wait at least six months from the time of purchase before they can refinance to lower their monthly payments.

Consider whether the closing costs and other fees associated with refinancing are worth the amount you’ll save with a different rate and monthly payment, and if they can be paid off before you’re ready to sell the property.

Other refinancing options include HELOCs, and HELOANs, once you’ve built up enough equity in the home.

Don’t settle for less. Get the loan you need.

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