Loan Options - Aceland

Local Mortgage Experts

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Finding a great home loan involves careful consideration of your needs, finances and history.
We are here to guide you.

Purchase or Refinance

Purchase or Refinance

Purchase or Refinance

Purchase or Refinance

V.A Loans

100% Financial, IRRRL Refinancing, Flexible Guidelines, No .M.I

100% FINANCING

0% Down, No M.I, Geographic Restrictions, First Time Buyers

Jumbo LOANS

Loans over $1 million , Expanded DTI's, Special MI Options

Conventional Loans

Fannie and Freddie Backend, Many Product Options, Multiple MI Options, Typically Best Rates Available

F.H.A. Loans

Low Down Payment, More Flexible Guidelines, Gov't Insured, Gift Money Allowed

Reverse Loans

Financial Planning Tool, Live Stress Free, Dispel the Myths!, Cash
for Living

DSCR Loan

Debt Service Coverage Ratio (DSCR)

Bank Statement for Self Employed

Based on the income and expenses reported on a borrower's bank statements.

Second Mortgage
HELOAN & HELOCS

Second Mortgage HELOAN and HELOCS

Fix and Flip Loans
(aka ARRRR Loans)

Fix and flip loans, also known as rehab loans

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

USDA

Purchase a home with no money down in certain rural and suburban areas.

Refinance

Mortgage refinancing may lower your monthly payments.

Purchase or Refinance

Refinance

Purchase or Refinance

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote.

Current Locations:

Bloomfield, New Jersey
Call: (800) 254-3150

Bayonne, New Jersey
Call: (800) 254-3150

Westfield, New Jersey
Call: (800) 254-3150

San Juan, Puerto Rico
Call: (800) 254-3150

Paramus, New Jersey
Call: (800) 254-3150

Secaucus, New Jersey
Call: (800) 254-3150

About Us:

Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support.

Company NMLS: 1896199

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Loan Options:

FHA HOME LOAN

First Time Home Buyer

Fixed Rate Mortgage

Jumbo Home Loan

Low Down Payment Purchase Options

Refinance

Rehab Loan

Usda Loan

Va Home Loan

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NMLS #1896199 Licensed Correspondent Residential Mortgage Lender in NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Aceland Mortgage LLC will not make commitments or fund mortgage loans. We are licensed in FL, CT, PA, PR (Puerto Rico)